Ginkgo biloba is a large, deciduous tree that matures to 100' tall and is considered to be a living fossil. It is the only surviving member of a group of ancient plants believed to have inhabited the earth up to 150 million years ago. It features distinctive two-lobed, somewhat leathery, fan-shaped, rich green leaves with diverging (almost parallel) veins. Leaves turn bright yellow in fall. Ginkgo trees are commonly called maidenhair trees in reference to the resemblance of their fan-shaped leaves to maidenhair fern leaflets (pinnae). Ginkgos are dioecious (separate male and female trees). Nurseries typically sell only male trees because female trees produce seeds encased in a fleshy layer which, at maturity in autumn, are messy and emit a noxious, foul odor upon falling to the ground and splitting open.
 
Easily grown in average, medium moisture soil in full sun. Prefers moist, sandy, well-drained soils. Tolerant of a wide range of soil conditions, including both alkaline and acidic soils and compacted soils. Also tolerant of saline conditions, air pollution and heat. Adapts well to most urban environments. Garden Uses. Excellent selection for a variety of uses, including lawn tree, street tree or shade tree. Also effective in city parks or near commercial buildings. Zones 3-8.